If you had a road accident, which was not your fault, you will get a better level of service from Easigo accident management than from your insurer. By using Easigo you will pay nothing, you will not lose your no claims bonus or have to pay any excess on your policy.
If you havea non fault traffic accident, you may think everything will be sorted for you,and that you will not lose out financially. This is not true. This articlelooks at the various stages of a typical claims process, and outlines the mainadvantages of using Easigo Accident Management, instead of using your insurers.
1. Immediately after the accident.
If your car has been badly damaged, it will probably berecovered, often by a police appointed garage, if it is causing a trafficobstruction. You will probably be given a lift home. Easigo will confirm that the accident was notyour fault, in which case they will deliver a replacement vehicle to your homeor place of work. They will also organize for your damaged car to be picked upfrom the police compound and taken to an approved repairer. A damage reportwill be prepared, assessing whether it is repairable and also giving areplacement value if it is too badly damaged.
If your car is still roadworthy, Easigo will organize for itto be repaired at an approved garage, at a time which is suitable for you, andthey will organize to lend you a replacement, whilst yours is off the road.
2. The paperwork.
Our fully trained staff will phone you and collect theinformation they need, as well as giving you any advice you may want. They willcontact the other party’s insurers, collect police reports and witnessstatements. Because they deal directly with the other party’s insurers, therewill be no effect on your no claims bonus, nor will you have to pay any policyexcess.
3. Medical Treatment.
It is strongly recommended, no matter how light your injuriesmay seem that you seek medical attention. This also serves to officially recordthe fact you have been in a road accident. It may well be that you require someimmediate medical or dental treatment. This will be sorted by us, using clinicsconvenient to you. Most soft tissue injuries can be best treated by promptmedical attention, and we can start this for you as early as suitable for you.
4. Your Compensation Claim.
1. Your Car
If appropriate, we will get your car repaired; until it isready you will be provided with a replacement. We can also, if preferred, getyou cash in lieu of the repair, so that you can opt to fix it yourself, andkeep the difference.
If your car is not repairable, you will be provided with areplacement until the other party has paid you the agreed replacement value.
2. Your Injury Claim.
Apart from organizing any ongoing specialist treatment, suchas physiotherapy, we will organize for a medical report. This will beundertaken by a specialist, at a time and location suitable to you. Theirreport will be sent to the other party’s insurers, and will form the basis ofyour injury compensation claim.
We only handle road traffic accident claims, so are well ableto advise if the compensation offer is acceptable. If we feel it is too low, wewill demand for a better offer. It maybe that the specialist consultant hasrecommended some on-going physiotherapy; if so, this will be sorted.
3. Other Expenses.
At the same time as sorting other aspects of yourcompensation claim, we will recover such costs as lost wages, damaged items andtravel costs. Any expenses you have had to pay as a result of the crash isrecoverable.
Easigo accident management company will look after everyaspect of your non fault road accident claim, from getting you back on theroad, to getting you the best medical treatment & compensation for yourinjuries. All our fees are recovered from the other party’s insurers. Thismeans that you get a 100% compensation, and pay no fees. It also means you donot pay any insurance policy excess, or lose your non claims bonus.
For further details on our services, or for free advice, pleasego to www.easigo.co.uk or phone 0800 7566913.
For more information about Non Fault Car Accident please visit our web site http://www.easigo.co.uk/